R-G FINANCIAL CORPORATION'S PRIVACY POLICY

 

R-G Financial Corp. has always believed that the protection of your right to privacy is a fundamental part of our banking relationship. With technological advances, such as on-line banking, customers have the opportunity to transact business with R-G Financial Corporation of Puerto Rico with greater comfort and easier access. With such developments, R-G Financial Corporation has taken important steps to ensure that your privacy is protected throughout all of your transactions with RC Financial Corporation, including information that you may reveal while visiting our Website.

 

As with any normal banking transaction, your information and transactions remain strictly confidential. Once you logon to R-Gonline.com, your session will be secured using a certificated 128-bit encrypted connection. All transactions and conversations take place in this encrypted environment, ensuring that the information transmitted between us is secure and remains private at all times. It cannot be read or seen by anyone else.

 

R-G Financial Corporation adopts the Privacy Principles for U.S. Financial Institutions, which have been adopted by the American Bankers Associations, the Bankers Roundtable, and the Consumer Bankers Association.

 

Privacy Principles

 

1. Recognition of Your Expectation to Privacy

R-G Financial Corporation recognizes that when you visit our Website and engage in transactions on-line, you expect that your privacy will be protected. We will only ask you to disclose personal information if it is necessary to provide you with the services, which you request, or if such information is needed to maintain your accounts with us. We maintain these standards in order to prevent the misuse of your personal information.

 

2. Collection, Use and Retention of Your Information

R-G Financial Corporation will collect, use and retain your private information when we reasonably need this information in order to provide the products, services, or opportunities that you request. We will use this information about you to communicate with you, to identify you when you use our Website banking services, to comply with laws and regulations, and to prevent unauthorized access or use of your personal information. R-G Financial Corporation will only obtain and use your personal information when you have knowingly provide it to us in order to facilitate your banking relationship with us.

This site does not use cookies or any other technique to store information locally on your computer. All request for information are serviced from within a secure server environment and no information on you or your transactions is stored in the public domain.

Usage information is recorded for statistical and sites management purposes only. This information is not intended to identify individual users. No information on your usage of this site, including logs and cache, will be made available to any third party outside the Bank.

If you have any questions or comments about the collection, use and retention of your personal information, you may contact us at our Website at webmaster@rgonline.com or you may call a Customer Service Representative at (787) 288-1800, who can assist you and answer your questions.

 

3. Our Maintenance of Accurate Information

We are committed to making sure that the information, which you supply during our banking relationship, is accurate, current, and complete. We have procedures to ensure that your information is accurate, and take reasonable measures to keep your information current and complete. If you notice that any of your personal information is incorrect, or not complete, please contact us immediately at webmaster@rgonline.com . or call a Customer Service Representative a (787)288-1800. R-G Financial Corporation will take prompt action to correct any inaccurate information.

 

4. Limiting Employee Access to Your Information

We will ensure that R-G Financial Corporation limits employee access to your personally identifiable information. Only those employees who are directly assisting you, or who have a legitimate need to know the information, in order to server you, shall have access to your personal information. We have security procedures that assist us in keeping access to your personal information limited.

 

5. Protection of Your Information Via Security Procedures

R-G Financial Corporation understands that as technological advances make access to information easier and faster, there is a heightened need for security procedures to protect your personal information. We take steps to revise and update our technology in order to ensure that your information is secure. We have security standards and procedures, which are, designed to prevent unauthorized access of your personal information and to guard against the unauthorized disclosure of this information.

 

6. Restrictions on the Disclosure of Your Account Information

In order to provide you with the banking services and programs, which you desire, it may be necessary to share your personal information with R-G affiliates or third parties. We will only share personal information, which you have knowingly and voluntarily disclosed. We will share this information only according to our strict confidentiality policies and applicable law.

 

7. Maintaining Your Privacy in Business Relationships with Third Parties

As stated above, in some circumstances, R-G Financial Corporation may need to disclose your personal information with a third party or affiliate, in order to provide you with the banking services that you desire. Your personal information may be disclosed in certain circumstances, such as when your loan needs to be serviced by a servicing company, when we need to contact credit reporting agencies to verify your information, or when we need to contact other vendors to support or service your loan. These affiliates and third parties should conduct their business according to applicable laws, and R-G Financial Corporation will require that these entities will follow the Privacy Principles of R-G Financial Corporation. We may also provide information to regulation authorities and law enforcement officials in accordance with applicable law.

 

8. Disclosure of Privacy Principles to You

R-G Financial Corporation has formulated these principles and displayed them on our Website to help you understand how we use your personal information while you access and communicate with this Website. R-G Financial Corporations is committed to protecting your privacy and, as always, strives to provide you with top-notch service for all of your banking needs. If you have any questions about R-G Financial Corporation's Privacy Policies, please contact us webmaster@rgonline.com , or you may call a Customer Service Representative at (787)288-1000.

 

"R-G Financial Corporation-Priv. Policy 5-25-99"